.return-section{position:relative}
.return-section:before{content:'';position:absolute;left:50%;top:205px;width:min(1180px,92vw);height:620px;transform:translateX(-50%);background:radial-gradient(ellipse at 72% 45%,#1268e629,transparent 55%),radial-gradient(ellipse at 18% 18%,#5e9fff12,transparent 48%);filter:blur(12px);pointer-events:none}
.return-calculator{--calc-accent:#68aaff;position:relative;display:grid;grid-template-columns:minmax(420px,.88fr) minmax(0,1.12fr);overflow:hidden;border:1px solid #466f9c55;border-radius:18px;background:linear-gradient(145deg,#0d192b 0%,#08111e 42%,#050a12 100%);box-shadow:inset 0 1px #b9ddff2b,inset 0 -1px #2a75d12e,0 38px 90px #0009,0 0 70px #135eb00d;isolation:isolate}
.return-calculator:before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(105deg,transparent 48%,#2d87ff0d 48.2%,transparent 48.5%),repeating-linear-gradient(90deg,transparent 0,transparent 119px,#6ea7e906 120px),repeating-linear-gradient(0deg,transparent 0,transparent 119px,#6ea7e906 120px);pointer-events:none}
.return-calculator:after{content:'';position:absolute;left:4%;right:4%;bottom:0;height:1px;background:linear-gradient(90deg,transparent,var(--calc-accent),transparent);box-shadow:0 0 18px 3px #3488ff88;pointer-events:none}
.calculator-controls{padding:31px 32px 28px;border-right:1px solid #476b963b;background:linear-gradient(160deg,#0b1728d9,#070d16e8);position:relative}
.calculator-input-head,.calculator-chart-head,.amount-hint,.calculator-total,.return-legend{display:flex;align-items:center;justify-content:space-between;gap:18px}
.calculator-input-head .eyebrow,.calculator-chart-head .eyebrow{font-size:9px;color:#7795bd}
.calculator-live{font-size:8px;letter-spacing:1.45px;color:#6f89aa;display:flex;align-items:center;gap:7px}
.calculator-live i{width:6px;height:6px;border-radius:50%;background:#65a9ff;box-shadow:0 0 12px #4a9cff;animation:calculatorPulse 2.2s ease-in-out infinite}
.amount-shell{height:86px;margin-top:15px;display:grid;grid-template-columns:auto minmax(0,1fr) auto;align-items:center;gap:10px;border:1px solid #476d9a66;border-radius:12px;background:linear-gradient(135deg,#07101c,#0b1a2f);padding:0 20px;box-shadow:inset 0 1px #d5eaff17,0 13px 34px #0005;transition:border-color .25s,box-shadow .25s}
.amount-shell:focus-within{border-color:#75adf6a8;box-shadow:inset 0 1px #d5eaff24,0 0 0 3px #3584f51a,0 13px 34px #0005}
.amount-symbol{font-family:'Manrope',sans-serif;font-size:29px;color:#79b1ff;font-weight:500}
.amount-shell input{width:100%;min-width:0;border:0;outline:0;background:transparent;color:#f3f7ff;font-family:'Manrope',sans-serif;font-size:45px;font-weight:450;letter-spacing:-2.2px;line-height:1;text-align:left;font-variant-numeric:tabular-nums;-moz-appearance:textfield}
.amount-shell input::-webkit-inner-spin-button,.amount-shell input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}
.amount-code{font-size:10px;letter-spacing:1.8px;color:#6f8db5;border:1px solid #45688f51;border-radius:999px;padding:6px 9px}
.amount-hint{font-size:10px;color:#687e9e;margin:10px 2px 22px}
.amount-hint strong{font-weight:500;color:#8daed7}
.package-tabs{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid #42648d4a;border-radius:10px;background:#04091288;overflow:hidden}
.package-tabs button{position:relative;min-width:0;height:92px;padding:14px 13px;text-align:left;border:0;border-right:1px solid #42648d38;background:transparent;color:#687d9c;transition:background .28s,color .28s,box-shadow .28s}
.package-tabs button:last-child{border-right:0}
.package-tabs button>span{display:block;font-size:8px;letter-spacing:1.2px;color:#4d6e98;margin-bottom:8px}
.package-tabs button strong{display:block;font-size:13px;font-weight:500;white-space:nowrap}
.package-tabs button small{display:block;font-size:9px;white-space:nowrap;margin-top:5px;color:#5b7395}
.package-tabs button:after{content:'';position:absolute;left:15px;right:15px;bottom:0;height:1px;background:transparent;transition:.28s}
.package-tabs button[aria-selected=true]{background:linear-gradient(145deg,#173259bd,#0b1c34);color:#e2efff;box-shadow:inset 0 0 0 1px #67a5f563,inset 0 1px #c5e3ff22}
.package-tabs button[aria-selected=true]>span,.package-tabs button[aria-selected=true] small{color:#8cbaf5}
.package-tabs button[aria-selected=true]:after{background:#86beff;box-shadow:0 0 14px 3px #3287ff99}
.frequency-control{display:grid;grid-template-columns:1fr;gap:10px;margin:18px 0 0;padding:17px 0;border-top:1px solid #41638d38;border-bottom:1px solid #41638d38}
.frequency-control[hidden]{display:none}
.frequency-control>div:first-child{display:flex;align-items:center;justify-content:space-between;gap:12px}
.frequency-control .eyebrow{font-size:8px;letter-spacing:1.3px;color:#718cb0}
.frequency-control small{font-size:9px;color:#576d8b}
.frequency-switch{display:grid;grid-template-columns:1fr 1fr;gap:5px;padding:4px;border:1px solid #41638d44;border-radius:8px;background:#050a12}
.frequency-switch button{min-width:0;border:0;border-radius:5px;background:transparent;color:#7185a3;padding:8px 10px;font-size:10px;display:flex;justify-content:space-between;gap:8px}
.frequency-switch button span{color:#5677a5}
.frequency-switch button[aria-pressed=true]{background:#173159;color:#e4f0ff;box-shadow:inset 0 1px #acd1ff26}
.frequency-switch button[aria-pressed=true] span{color:#86b9ff}
.package-result{padding-top:23px}
.rate-block>.eyebrow{font-size:8px;color:#6f8bae}
.rate-block>strong{font-family:'Manrope',sans-serif;display:block;font-size:67px;line-height:1.2;letter-spacing:-4px;font-weight:450;color:#9ccfff;text-shadow:0 0 36px #438fff42;margin:4px 0}
.rate-block>strong span{font-size:.52em;letter-spacing:-1px}
.rate-block>p{font-size:12px;line-height:1.75;color:#7f91ac;margin:2px 0 18px;min-height:42px}
.package-facts{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #41638d38;border-bottom:1px solid #41638d38}
.package-facts>div{padding:14px 10px 14px 0;border-right:1px solid #41638d38}
.package-facts>div+div{padding-left:13px}
.package-facts>div:last-child{border:0}
.package-facts span,.package-facts strong{display:block}
.package-facts span{font-size:8px;letter-spacing:.9px;color:#5e7494;text-transform:uppercase}
.package-facts strong{font-size:10px;font-weight:500;color:#bfd3ef;margin-top:7px;white-space:nowrap}
.calculator-total{padding:19px 0 3px;align-items:flex-end}
.calculator-total>span{font-size:11px;color:#8194af}
.calculator-total small{display:block;font-size:8px;color:#526986;margin-top:4px}
.calculator-total>strong{font-family:'Manrope',sans-serif;font-size:25px;font-weight:500;letter-spacing:-1px;color:#e6f2ff;white-space:nowrap}
.calculator-note{font-size:9px;color:#5c7190;line-height:1.6;margin:13px 0 0;padding-left:14px;position:relative}
.calculator-note:before{content:'+';position:absolute;left:0;color:#63a7ff}
.calculator-chart-panel{padding:31px 29px 25px;min-width:0;display:flex;flex-direction:column;background:radial-gradient(ellipse at 48% 84%,#0d4ea82b,transparent 58%);position:relative}
.calculator-chart-head{align-items:flex-start}
.calculator-chart-head strong{display:block;font-size:11px;letter-spacing:1.4px;font-weight:500;color:#b8cee9;margin-top:8px}
.calculator-chart-head>span{font-size:9px;letter-spacing:1.4px;color:#667f9f}
.return-canvas-wrap{position:relative;min-height:385px;flex:1;margin-top:11px;overflow:hidden}
.return-canvas-wrap:before{content:'';position:absolute;inset:12% 7% 4%;background:linear-gradient(90deg,transparent 49.8%,#5c91c60a 50%,transparent 50.2%),linear-gradient(0deg,transparent 49.8%,#5c91c60a 50%,transparent 50.2%);background-size:25% 25%;pointer-events:none}
.return-canvas-wrap canvas{display:block;width:100%;height:100%;min-height:385px;position:relative;z-index:1}
.return-readout{position:absolute;left:56px;top:24px;z-index:3;min-width:195px;border:1px solid #4d75a65c;border-radius:12px;background:#091522d9;backdrop-filter:blur(15px);padding:15px 18px 14px;box-shadow:inset 0 1px #c9e5ff1c,0 18px 45px #0007;pointer-events:none}
.return-readout>span{display:block;font-size:9px;letter-spacing:1.5px;color:#7394bd}
.return-readout>strong{display:block;font-family:'Manrope',sans-serif;font-weight:450;font-size:27px;letter-spacing:-1px;color:#d9ecff;margin:5px 0 2px;font-variant-numeric:tabular-nums}
.return-readout>small{font-size:9px;color:#6f89a8}
.chart-orbit{position:absolute;width:390px;height:390px;border-radius:50%;right:-245px;top:15px;border:1px solid #2f72bd21;box-shadow:0 0 80px #126ce022;animation:calculatorOrbit 30s linear infinite;pointer-events:none}
.chart-orbit:before,.chart-orbit:after{content:'';position:absolute;border-radius:50%;border:1px dashed #3f7fc02b;inset:42px}.chart-orbit:after{inset:100px;border-style:solid}
.return-years{display:grid;grid-template-columns:repeat(6,1fr);border-top:1px solid #41638d38;margin:1px 13px 0;padding-top:10px}
.return-years button{border:0;background:transparent;color:#536d91;font-size:9px;padding:8px 2px;position:relative}
.return-years button:before{content:'';position:absolute;top:-13px;left:50%;width:5px;height:5px;border-radius:50%;background:#27466f;transform:translateX(-50%);transition:.25s}
.return-years button[aria-pressed=true]{color:#d4e8ff}
.return-years button[aria-pressed=true]:before{background:#a7d7ff;box-shadow:0 0 12px 3px #4c9fff}
.return-legend{border-top:1px solid #41638d2f;margin-top:7px;padding:17px 4px 2px;color:#647b9b;font-size:9px}
.return-legend span{display:flex;align-items:center;gap:7px}
.return-legend i{width:16px;height:2px;background:#79b9ff;box-shadow:0 0 8px #3b91ff}
.return-legend b{font-weight:500;color:#a8c7ed}
.calculator-chart-panel .chart-disclaimer{font-size:9px;line-height:1.7;color:#526783;margin:14px 4px 0}
@keyframes calculatorPulse{0%,100%{opacity:.45;transform:scale(.85)}50%{opacity:1;transform:scale(1.15)}}
@keyframes calculatorOrbit{to{transform:rotate(360deg)}}
@media(max-width:1050px){.return-calculator{grid-template-columns:1fr}.calculator-controls{border-right:0;border-bottom:1px solid #476b963b}.return-canvas-wrap{min-height:430px}.return-canvas-wrap canvas{min-height:430px}}
@media(max-width:760px){.return-section:before{display:none}.return-calculator{border-radius:13px;display:block}.calculator-controls,.calculator-chart-panel{padding:22px 18px}.amount-shell{height:75px;padding:0 15px}.amount-shell input{font-size:37px}.amount-symbol{font-size:24px}.package-tabs{grid-template-columns:1fr}.package-tabs button{height:66px;border-right:0;border-bottom:1px solid #42648d38;padding:10px 14px;display:grid;grid-template-columns:25px 1fr auto;align-items:center;gap:5px}.package-tabs button:last-child{border-bottom:0}.package-tabs button>span,.package-tabs button small{margin:0}.package-tabs button:after{top:12px;bottom:12px;left:0;right:auto;width:1px;height:auto}.frequency-control>div:first-child{align-items:flex-start;flex-direction:column;gap:4px}.frequency-switch button{font-size:9px;padding:9px 8px}.rate-block>strong{font-size:58px}.rate-block>p{min-height:0}.package-facts{grid-template-columns:1fr}.package-facts>div,.package-facts>div+div{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-right:0;border-bottom:1px solid #41638d2f}.package-facts>div:last-child{border-bottom:0}.package-facts strong{margin:0}.calculator-total{align-items:flex-start;flex-direction:column;gap:8px}.calculator-total>strong{font-size:29px}.calculator-chart-head{gap:10px}.calculator-chart-head>span{font-size:8px;text-align:right}.return-canvas-wrap,.return-canvas-wrap canvas{min-height:335px}.return-readout{left:16px;top:18px;min-width:160px;padding:12px 14px}.return-readout>strong{font-size:22px}.chart-orbit{display:none}.return-years{margin:0}.return-legend{display:grid;grid-template-columns:1fr 1fr;gap:9px 12px}.return-legend span:first-child{grid-column:1/-1}.calculator-chart-panel .chart-disclaimer{font-size:8px}}
@media(prefers-reduced-motion:reduce){.calculator-live i,.chart-orbit{animation:none}}